Car / Truck / Motorcycle Crashes

Auto insurance companies, like all insurance companies, are in the business of making money. Any claim paid is done so grudgingly. Getting the money you deserve is often a battle. It takes a law firm with experience and knowledge to get you the maximum recovery.

Every motor vehicle accident is different with three major indicators:

1. Liability. In other words, who caused the accident. A police accident report begins this important component of our investigation, but it is only the beginning. Other aspects of liability may not be present in the police report. Knowing what to look for and who else may have culpability. For instance, if alcohol was involved, the server of that alcohol could also be implicated. Likewise, were all involved vehicles mechanically operating properly? If not, the manufacturer or mechanic could share liability. Every case and every investigation is different, but they all begin with questions and knowing which questions to ask.
2. Damages. There are laws that can limit your right to recovery, in which case, we’ll need to determine if your injury is serious enough to overcome applicable laws. In many cases, final medical records are required and that can be a waiting game as treatment continues and proximate injuries and exacerbated conditions reveal themselves. In addition to bodily injury damages, you may be entitled to compensation for lost wages or loss of future earning capacity.
3. Insurance Coverage. We all know auto insurance has liability limits. In cases where the responsible person does not have enough insurance, you may be able to seek recovery from other sources. For instance, you may be entitled to Underinsured Motorist benefits from your own insurer or another applicable company. In such cases, we may need to search out other “deep pocket” defendants through claims such as product liability, premises liability and other sources to get more complete compensation.

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